Just because you have bad credit doesn’t mean you can’t get a refinance home loan. In fact, it has never been easier for someone with bad credit to get a refinance mortgage.You probably know that your home is worth more money that when you bought it, but how can you cash in on your home equity when you have bad credit. The answer is with a refinance mortgage lender that wants people with bad credit.With the help of the internet, you can access a group of mortgage lenders who are actually looking for people who have problems with their credit history. Yes, there are lenders that actually want to help people with bad credit or no credit, get a home mortgage refinance loan.Instead of worrying who will lend you money when you need it, you can just fill out a simple application from your computer, and the home loan refinance offers will come to you. When you shop for a bad credit home loan online, you’ll be able to find mortgage lenders who will give you a loan at a surprisingly competitive rate.Getting several refinance quotes is the best way to guarantee that you’re getting the lowest rate possible. Even if you have bad credit you should not settle for the first quote, or even the second. Remember, refinance mortgage lenders want your business! So it’s wise to let them give you their best quotes, and you decide which one is best for you.