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College Loan Forgiveness

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College loan forgiveness is a process of wiping away a person’s college loan debt in one fell swoop. It is extremely hard to come by, as you are almost always expected to pay your college loans back. With college loans being a hot topic for almost every family in the US, every option for finding money to go to college is welcome. But loans soon become debts, and college graduates have to work for years to repay their college debts.However, for some people loan forgiveness or cancellation of the parts of it is possible. For instance, many loans, especially Federal ones, are forgiven if the beneficiary dies or becomes totally and permanently disabled, the school closes within a predefined amount of time and because of that you cannot finish your program, or if your signature has been forged.As seen, the conditions for loan forgiveness are pretty serious, and are generally for events beyond your control. But there are many other cases, when the events are beyond your control but you cannot claim forgiveness – for instance, if the school provided inadequate training or the instructors were not qualified.But there are also other circumstances under which the federal government may forgive part of your college loan. One possibility is volunteer work for organizations like AmeriCorps, the Peace Corps, or VISTA. Another possibility is going into the Army, or teaching or practicing medicine in certain communities.Sometimes schools manage to raise funds from donors and offer forgiveness programs to their graduates. There are enough possibilities to be examined, if you would like to reduce your monthly loan installments.

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