Because of the high cost of college education, even scholarships and grants may not be enough to get students through college. This is one main reason why many students take educational loans and more often than not, they have to apply for not just one loan but several.Are you one of these students?If you are, then you must arm yourself with useful knowledge on how to repay student loans.There are methods that can prove helpful for you when it is time for repayment. What are these?1. Come up with a plan for future repayment that you can adhere to.2. Save your money. If you can get jobs on summer breaks, this is a great way to save for your loan repayment. If you save your earnings in a personal savings account with high interest rate, then you will have enough to pay off a big part of your total debts after four years.3. Be cautious about choosing your repayment options. If you choose to repay student loans through consolidation, this may or may not be a good idea. There are pros and cons about debt consolidation and this method can ultimately deprive you the benefit of applying for loan forgiveness.4. You can do volunteer work to lessen your educational loan debts or even have them forgiven.5. See if your college offers a work-study program. Some colleges pay students the state’s minimum wage which is a great help if you aim to defray the cost of your college education.6. Apply for as many scholarships and grants as you can. With this tactic, you have a higher chance of getting a scholarship or grant that can pay for some of your college expenses.7. You’ll have more options to repay student loans if you keep your credit score good by avoiding late payments as much as possible.