Borrowers with bad credit score face a lot of problems due to their poor credit score. If you are one among those borrowers, now, you can solve your bad credit troubles by opting for debt consolidation option. With debt consolidation program, you will avail a separate loan that will combine your all debts into one and lessen your debt burden. And ultimately, you can repair your bad credit score.How debt consolidation can be a benediction for bad credit scorers? We need to discuss this point at first. Since, by opting for debt consolidation option a borrower can consolidate all his unpaid debts into one, hence, the interest rate that he is paying for his existing debts will be reduced. Ultimately, the monthly payment will be lower and due to this reason, there will be a possibility of maintaining a regularity to pay off the amount. And no doubt, this regular payment enables the borrower to recover his credit score.All sorts of bad credit scorers, whether he is a homeowner or non homeowner, can get the benefit of debt consolidation loans, as these loans are available both in secured and unsecured form. Pledging a security is must in case a borrower wants to avail a debt consolidation loan in secured way. Any sorts of valuable objects, like home, automobile etc can be used as security. With this option, borrowers can borrow the amount ranging from £5,000 to £75,000 in order to consolidate their debts. The repayment period of secured loan option varies in between 5-25 years.On the other hand, unsecured debt consolidation loans offer bad credit scorers in consolidating their debts without pledging any security. The amount, one can borrow with this loan option, is ranged from £5,000 to £25,000 for 5-10years.All sorts borrowers having bad credit score can opt for bad credit debt consolidation program. It includes CCJs, IVAs, bankruptcy, arrears, default etc. But, remember, before applying for debt consolidation loan; check what your credit score is. This will facilitate you in getting some privilege while availing a bad credit debt consolidation loan.At the same time, it can be said that applying for debt consolidation loan is not beneficial for all borrowers, suffering from bad credit score. If your debt amount is ₤5000or above, opting for debt consolidation loan would be advantageous. Besides, apply loans for consolidating low interest rate loan, like student loan would not be a great help.