Are you considering refinancing a home mortgage? To refinance a home mortgage, you will need to factor in some costs, and in this article, we will look at some of the costs you may find. Don’t refinance until you find out the cost to refinance your home mortgage!When you refinance a home mortgage, there are several things to remember. When refinancing, you will find that there are a few costs to pay. What are these, and approximately how much can it come to? Let us discover the information you need to know.The first thing to remember, is that there are often a refinance loan application fee. This is a fee that can cost $250 to about $500. However, the average cost is about $400.So, we have the cost to refinance a home mortgage at $400 already. What other costs may you face?The next cost that you will find, is the lender closing fee. The national average lender closing fee is currently around the $700 to $800 price.So now we are on $1,200 to $1,300. So, what are some other costs that you may incur?Next, we have the settlement fees, which are about $350.Add to this document preparation fees, which can cost anywhere from $200 to $400 and we are currently at a cost of about $2,000.There is something to remember, and that is there is room to save. Finding the best professionals, the best places to get the financing from, can result in bigger savings, so research.There are a couple of other points to consider. One is the escrow and its fees. Escrow brings in a middleman who charges a fee, however, it is a safer way to refinance. If you need them through the process, you need to factor in this cost. Another option is the points that can bring the interest rates down.However, this can again cost money, and is optional.The main thing to do, is to pick the refinance lender and professionals wisely. This will result in big savings.