When a student is in college, they can literally become overwhelmed with the financial obligation. There is a price to everything. They have to worry about books, tuition, parking passes, and many other expenses that involve getting their education. If they are not totally focused and committed to finishing school, it will be a complete waste. It takes a lot of time and money to finish, so they have to keep their goals in mind. When school is over, their loans are going to come due. This may be a good time to ask about student loans consolidation and combine all those payments under one.Student loans add up quickly. A student who graduates with a Bachelors degree could end up owing twenty thousand dollars or more by the time he graduates. The cost of education is growing everyday, and it is becoming more difficult for a serious student to complete their schooling. Sometimes, all a student can do is hold on and hope for the best.It is common for a student to seek a student loan in their first year of college. This is usually because they know they can, and they are just starting out and didn’t realize all the incidentals and larger costs of education. They are trying to get through school, and working full or part time and find that they do not make enough to cover college and daily life. By the time they stop and take a breath, they are in debt.When graduation comes and goes, the student will have six months to find a job and begin paying back the loans. It is their hope that they will find a job in their actual educational field, and hopefully make enough money to afford the loan itself. This is what they have planned all of their years in school and is the best case scenario.Sometimes, and more often than not, they either get a lower paying job in their field or they find a job that is not in their field. Either way, they are making less money than they expected, which puts them in a difficult spot when having to pay on their loans.Many times students find it impossible to pay back on their loans and sometimes have to ask for a deferment or for a forbearance. This just gives the student a little more time to get on their feet. This does not hurt their credit, nor do they get hit with late charges. They are entitled to these requests and they are in place for situations like this.When a student combines all of his student loans that have been taken out during his time is college, it makes it much easier on the student, as they will all be combined into one payment. This will give the student the chance to pay back smaller payments and the life of the loan will be stretch out.All loans add up quickly and the student who is taking them out needs to keep that in mind. When a student reaches graduation, his debt may be deeper than he ever thought possible. If there is more than one loan out, it would be of benefit to ask about student loans consolidation, so that the payments can be combined, lowered and easier to pay.