Students do not even realise the total amount of student loan payments they have and they are responsible for that every month. Several smaller loan payments pile up to a substantial amount with soaring interest rates. And if they do not pay off their liabilities, they are pressurised and threatened by making phone calls. Such students try to find way to make their payment of their obligations more manageable. In this view, student debt consolidation loan is right financial facilitator.Though market is a hub of options, but the process of debt consolidation is considered best. By the process, you simply combine entire of your existing loans into a single loan entity. The payment is usually smaller under the consolidation. This is beneficial if you want to reduce the percentage of your income that is used to pay your loan. More so, through such loan consolidation process, you can have an adjustable interest rate for all of your loans.Financial market of the UK is blooming in financial options. There are innumerable companies working for student debt consolidation. Though options solve knot of your loan accessing but you should make it sure that you are well-informed of the actual process that is to be performed. Anywhere if you have an iota of suspicion regarding student consolidation loan, you can seek advice of a counselor. Counselor is a financial expert who suggests you with his best possible advice for the consolidation of loan. He takes into account your current financial situation and then gives you the suggestion accordingly. These counselors charge some fee for their advice. But if you have your own personal computer, you can get it without any charge.Several debt consolidation companies available online and offline, though online applying is preferred these days. Only a simple online application form is filled out and your application form reaches to different websites. Different lenders go through your application and later you will have to select a lender who may provide you the loan which would be budget-friendly.