Who else needs student loan consolidation? If you’re struggling with making those pesky repayments every month, then you may need to consider consolidating your loans into one.By doing this, you may be able to get a longer term and a better interest rate which means lower monthly repayments.Although it will take you longer to pay off that school debt by doing this, you’re giving yourself some breathing room. You’ll have more money left in your pocket every month to help pay for food, rent or mortgage, utilities and entertainment.It’s hard to struggle paying off debt every month while you watch your friends go out and splash a lot of cash around. Maybe they don’t have any debt, or else they’ve already got their student loan consolidation! Whatever the reason they have for having spending money, you’ll soon be able to join them.When you sign up for your loan in the first place, you probably didn’t realize how hard it would be to make those monthly repayments when you left school. That’s because although a decent yearly salary sounds like a lot of money, when taxes are taken out, your salary suddenly shrinks! And you still have to pay for housing, food, entertainment and utilities, not to mention savings.So if you’re having problems making your monthly repayments, why not consider student loan consolidation? Your monthly repayments should be lower, leaving you more money for yourself. Once you consolidate your school debts, you’ll wonder how you ever managed without it!