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Student Loan – School Loan Consolidation

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Everything is going great for you. You just graduated from the University with a bachelor’s degree in your field and you are ready to get started in the works for you. There is only one little problem that you still need to take care of and that is that you have accumulated $30,000-$40,000 in debt student loan that you took out to help you pay for four years of college. Are a few options here but I think the best option available is a consolidation of all of your student loans put together one easy low payment.The federal government has a great student loan consolidation program that they have developed for students and ex-students. The (HEA) which stands for the higher education act gives you the chance to consolidate all your loans under its two main programs which all our the FFEL or the Federal family education loan and the direct loan program. The beauty of these programs is that from the get-go the students loans are paid off instantly and at no loan is made which is consolidate. These student consolidation loans not only make it easier for the borrower to keep track of all payments because they are now under one loan but it also lowers the monthly payments significantly because these loans have a more student friendly payoff. These federal loan consolidation programs help you pay off your student loans much faster than before you fall behind so far that you cannot pay them back anymore, and once you do pay off your student loans through this not only will you be debt free but you will also start building your credit you will see a marked improvement on your credit score.So you see getting a bachelor’s degree and a college education is only half the battle in succeeding after your college life is over. The other half is to always know how to consolidate the loads that got you to where you are today in your educational life and in the business world. Always doing your due diligence so you don’t make the mistake so many college students have made in the past by getting too far behind in their loan obligations. Good luck to you and may you have a great and financially successful postcollege life.

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