What Does a Civil Lawyer Do?

A lawyer who specializes in civil law is known as a civil lawyer. Civil law has many fields including business laws, corporate laws, intellectual property laws, family laws, personal injury laws, probate laws, real estate laws, tax laws, etc. Civil law is a branch of law dealing with disputes between individuals and/or organizations, in which compensation may be awarded to the victim. A civil lawyer not only represents the client in a legal proceeding but also provides legal advice to the client in civil transactions.Civil law encompasses all law that is not criminal law. Civil law seeks to resolve non-criminal disputes such as disagreements over the meaning of contracts, property ownership, divorce, child custody, and damages for personal and property damage. Civil lawyers handle lawsuits that involve individuals, businesses, and even the government.Civil lawyers will generally choose one or more areas of law to specialize in. If you need assistance with tax laws, you should go to a civil lawyer who specializes in tax laws. If you have been injured in an accident and you want to file a law suit seeking damages, you will need the services of a civil lawyer specializing in personal injury lawsuits. If you are filing for divorce or seeking custody of your child, a civil lawyer specializing in family law will be able to help you out.A lawyer can also help you if you are running a business by giving you timely advice that can save you from costly civil law litigation. A civil lawyer specializing in business laws can advise you on the regulations your business needs to comply and the licenses required by your business. He can even help you obtain the licenses. Laws regulating the functioning of corporations are complex. There are civil lawyers who specialize in corporate laws. In a real estate transaction, a lawyer specializing in real estate laws can make sure that the transaction is being conducted in the proper way, the necessary documents are properly executed and the sale proceeds properly paid out and accounted for at closing.There are no special qualifications for becoming a civil lawyer. Like all lawyers, they must have a JD degree from an American Bar Association accredited law school and must have cleared the state bar exam. Before a lawyer can practice in a state, he must pass the state bar exam.

How to Find Debt Consolidation Loan Online

So, you’ve decided that it’s time to get rid of your burden of debt. You must be asking yourself – how to find debt consolidation loan online? Well, if you run a search for the term ‘debt consolidation’ you will get as many as 11,100,000 results. Picking the best one can be extremely hard. How do you get the best deal? The following information should put you on the right path to help you pick the right debt consolidation loan.Points to Keep In Mind1.The most obvious tip on how to find debt consolidation loan online is to search for a lender who charges the lowest interest rate and offers the best repayment plan. The more money you save, the faster you get out of debt.2. Beware of companies that demand cash straight up. Legitimate debt consolidation companies look at a list of your dues and outstanding bills for free before offering a quote on the installments you will have to pay per month. This quote includes their service fees and is less than the amount you currently owe. Only a dodgy company asks for a fee without reviewing your case.3. Select a company which has a valid email address, office address and phone number. Always call first to see if the phone is picked up by an executive. If the company does not have a phone number or the phone is answered by an answering machine then chances are the company is not interested in taking care of their customers.4. Another tip on how to find debt consolidation loan online is to pick a company which offers extra services with their debt consolidation program. Some of these services are debt counseling, credit repair and financial management. This way you’ll be getting more value for your money.5. Check out the rating of the debt consolidation company with the BBB or Better Business Bureau. Companies are graded according to the feedback received from customers. The BBB grading can be accessed online by anyone.6. Other than searching online, it would be useful to check with family, friends and colleagues about debt consolidation companies in your area.Always ask questions and make sure that the path your debt consolidation is choosing is right for you. Don’t let them push you into signing up, just so they can make a huge profit. These tips are sure to answer your question on how to find debt consolidation loan online. Now you can lose no time in picking the best company.