I can only speak of California when referencing contemporary jury duty, though I’ve been called to serve in another state in the past, with equally irritating circumstances to deal with. Until the US Court system treats jurors with the respect they deserve, a jury of one’s peers will never meet its intended ideal. By that standard, anyway, a drug dealer would merit being tried by a jury of other druggies!Frankly, I think the existing jury system itself would be a major deterrent to crime. Who would want to be tried by a jury of individuals, most of whom didn’t want to be there in the first place? Why not? Consider this: their employers don’t pay them during their attendance to civic duty; their families are suffering in their absence; the jurors themselves can’t wait to escape the dancing attorney acts. We would be far better served by professional jurors who understand the law and who have also received formal training in compassion from the school of hard knocks. At least a mixed jury of professionals and greenies would ensure real justice from the system.Added to California’s other mind-boggling woes, which are still taking center stage of late, is a chronic shortage of qualified jurors, particularly in Los Angeles County. No doubt that’s aggravated by a higher crime rate in our overcrowded population, which in itself creates an even more clogged docket. Though the state has completed the phase-in of One Day-One Trial, the general public still doesn’t seem to understand that if they are selected to serve on a jury, One Trial supersedes One Day. A prospective juror is on call for the entire week stipulated in the Jury Summons, reports on the day he or she is ordered to report, and serves for the length of the assigned trial. The only exception is being formally dismissed by the presiding judge on the day the juror is called, or possibly later in an emergency.There is no state payment at all for the first day of jury service. If you are assigned to a trial, from the second day onwards, California now pays the grand sum of $15 a day plus one-way mileage from home to the courthouse, assuming you live in the center of the town from which they’re measuring. Otherwise, you come up a few miles short. This is the first increase in 45 years. It about covers the cost of gas and your lunch, unless you backpack that in and risk putting it in the refrigerators in the jury assembly room.Some courthouses have no lunch facilities; others provide only limited free parking, if any at all. And, you creative folks, leave the knitting and crocheting and embroidery at home. Nothing that could be used as a weapon is allowed inside the building, let alone in the courtroom. Be aware that the TVs in the jury room might not work if the courthouse is being remodeled. No TV antenna and no cable service. Bring your headphones and your own CDs or tapes, or a book that will hold your interest. (Outside of L.A. County, some jury rooms actually have computers with Internet access.)In case you haven’t been called to jury duty lately, the system doesn’t give a hoot about financial hardship nowadays, not even if you’re self-employed, or your employer won’t pay you to serve. Neither does it care that you were scheduled to report to a paid training course, so you could finally get your first job since September 11, 2001. As we were recently instructed, “a five-day trial isn’t considered a hardship to anyone”. Well, excuse me for disagreeing!As far as health problems are concerned, if you’re under the age of 70 and you’re breathing, you can serve. You’ll have to hope your doctor’s signature will excuse you, but often, it does not. Believe me, no courtroom wants a juror with multiple health problems, but they do their best to make you look like a liar during the Inquiry process.As to the type of juror that is sought, the preference seems to be for a prospective juror who is not an independent thinker. Of course, it’s normal to want a panel that is sympathetic, but a balanced jury is more just, when such can be seated. Defense attorneys, in particular, like a juror who can be manipulated into believing their spin on events. That goes without saying. Every client wants an attorney who is on their side, else why bother with legal representation? Any fool can represent herself in a courtroom, if she so desires.*Even so, anyone who appears to be an uneducated, quiet little housewife who can be easily swayed, is likely to be selected for a jury. Woe to the attorneys who make that mistake, however! Little old ladies in particular can be “dangerously” opinionated. It isn’t just good things that come in small packages.The best advice that can be given is: Yes, do your civic duty if at all possible. Heaven knows we need conscientious, caring jurors. Read your instructions. Maintain decorum. Dress conservatively. Do not show up late, at least not without telephoning first to explain your crisis. Cooperate with the court at all times. NEVER mouth off at or otherwise insult the judge. He or she reigns supreme in that courtroom. Answer questions honestly. Don’t let attorneys make you look like an idiot.*[There is always the exception, of course. Sometimes, such short notice is deliberately given, so that the individual has to show up alone. There isn’t time to find and consult with an attorney. I’m talking less than 48 hours! And believe me, it happens, often in challenged probate cases, as one example.]© 2003 and 2006 Shirley Ann Parker. Reprinted from The Corner Desk, and updated in 2006.
College graduation is one of those times of life when we talk and think of the many promising changes of life that will occur after passing out. Full careers, independence and a fresh start in life seem all exciting. But the paying back of the many loans taken during the academic life may cause some tension.Similar to any debt, student loans could affect the decisions you take in future and your credit history. There are two ways in cutting the weight of your student loan. When interest rates of loans come down, your education loans could be refinanced or consolidated.Here let me point out that Federal Student Loans are more beneficial than private student loans. The interests on federal loans are tax-deductible, and on a few types of service, the student loan can be let go of. But there are no such benefits with private loans. When consolidating your student debt, it is recommended not to mix federal and private loans together.Make sure that you consolidate all your federal student loans. After that, you can consolidate your private loans in a separate manner. There are numerous methods of determining whether an individual is eligible in consolidating his or her federal student loans. There are various types of student debt consolidation plans provided.When students fail to consolidate their student loan debt, then it renders them ineligible to get car loans, future mortgages, credit cards, and other credits in a few more cases. To make the payment of federal student loans hassle free, it is highly counseled to consider consolidating your loans by adding together all the many types of loans you incurred.One division you could think of in case of federal student loans is acquiring the FFEL student consolidation loan. This loan scheme helps any taker, mainly students, through multiple repayment options. It is to the credit of FFEL student loan consolidation program that only one payment is paid every month.Most borrowers of student loan consolidation can be benefited in several ways. But it is still important to observe that rates would not be low without end. In fact, if the rates are the lowest, then there are chances that it just might come up. If your days in college are coming to a close, then saving each dollar becomes mandatory in today’s tough job market.