Now that you have graduated from college, one of the most nagging prioritises for you is to settle your student days loans, whether private or Federal college loan. So how nice would you feel to note that you have a constitutional right to lawfully reduce your student loans liability by as much as 60%.Federal Loan Consolidation:You can use the Federal college Loan Consolidation Program to make your student loan repayment more manageable. Yes, this program allows you to bundle your existing variable-rate federal loans into a single, fixed-rate loan of unprecedented rates as low as 4.5%.Best of all is that it is free to consolidate, and there are reputable online private firms that make it even easier with fast, online applications plus, you get Education Finance Advisors who can answer your questions and help you through the loan consolidation process for better college student loan consolidation.College loan Consolidation Drawback And Best College Consolidation Loan:Even if you have already consolidated your Federal Loans at a higher rate than 4.5% or you are still carrying your private loans and would like to refinance them, there are also reputable firms you can use to get better deals in spite of college loan consolidation drawback. You can even lump all your loans, both private and Federal, into one single loan portfolio and get even lower rates.Even if you want to continue your education, you will find loan organizations specializing in helping graduate students and continuing education students. You can even deduct already paid interest on Federal Student Consolidation loans.