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Seeking college loans online? Today, more than ever, the Internet plays a vital role in enabling students to apply for college loans from the convenience of their homes and personal computers.Whether you’re seeking a Federal Stafford Loan, Connect Loan, Federal PLUS Loan for Parents, or State College Loan; the World Wide Web offers a plethora of advantages to the potential student by enabling ease of access from virtually anywhere.College loans are presently the largest type of financial aid for students, contributing over fifty percent (50%) of annual total aid awarded. College loans are based on two formats: financial need vs. non-financial need. While the federal government is the main provider of financial need college loans, such as the Perkins loan; it offers a low interest rate at just five percent (5%). Additional college loans, like the subsidized Stafford and Direct loans currently offer an even lower interest rate at a mere 4.7%. Federal student college loans do not require a credit check; and as an additional bonus, payments on principal only become due upon successful graduation (there is often a 6-month grace period after leaving school).Some non-need based college loans, such as the unsubsidized Stafford or Direct Loans; PLUS loans for parents – which are facilitate by parents to borrow up to the total cost of education; and other private and alternative college loans.Most college loan applications are now offered online and over the phone as well. Upon application submission and after the applicable college loan has been approved, monies are sent to the student’s college of choice. As a quick, convenient way to begin your pathway to your desired education, an online college loan can be your first step toward success!If you are interested in learning more about online college loans and other programs of study, search our site for more in-depth information and resources.DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on 2006 – All Rights Reserved
C. Bailey-Lloyd, in association with Media Positive Communications, Inc. for SchoolsGalore.comNotice to Publishers: Please feel free to use this article in your Ezine or on your Website; however, ALL links must remain intact and active.


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