Sometimes, students get excited by the opportunity to get loans to pursue their studies. What most of them do not keep in mind is that they are entirely responsible for the repayment. It therefore gets to dawn on them a little bit too late that, they have to repay and they find themselves overwhelmed with college loan debt. Well, if this happens to you for one reason or another, college debt consolidation could be the way out for you.A college consolidation can set you back on track. Depending on what type you had applied for, you can choose between two types of merging debts. The first one is the federal, which is applicable for government or state based loans. The second option is the private arrangement which applies in case you got your loan through a private lender.In the case of private consolidation, you need to use the services of a consultant who will negotiate with the creditors on your behalf. The two parties, that is, your advocates and the creditors, will agree on the monthly payments that you will be making. This eases your burden because you will not need to be liable to numerous creditors in the case of multiple loans. This will enhance your credit score as you will be bound to make prompt monthly payments towards the single debt.If the option of merging your debts through a consultant does not work for you, you could consider taking a loan to clear all the college debt and be left to clear with the new lender. You will still be responsible towards one creditor instead of a number of them.