Getting out of credit card debt can seem like an impossibly difficult puzzle, especially during these tough economic times. There are so many different opinions on the subject, and so many different companies each offering a different debt relief service. Why can’t there just be one obvious choice? Well, thank goodness, now there is! Free government credit card consolidation loans are your best bet when it comes to reducing, consolidating, and eliminating your high interest debts for good.Unbeknownst to most, the Obama administration has set aside millions of dollars in funding for stimulus programs, including many consumer credit card debt consolidation loan programs. This already large amount of funding is set to be increased even further in 2011, so make sure you get your part of the bailout. These programs work by paying off all of your high interest credit card bills, replacing them with a single low-interest consolidation loan which requires only one manageable monthly payment. This will allow you the freedom to pay less towards interest every month and more towards paying off your debts for good.All that is needed to discover if you qualify for a government or privately run debt consolidation program is to fill out a short application form online. This will allow you to determine which programs will save you the most each month, and how much you can reduce your monthly payments. These government run debt consolidation programs could prove to be a major help in restoring our economy and creating jobs. The financial institutions benefit from a reduction in their default rates, and you benefit from lower interest rates, more manageable monthly payments, and a protected credit score. Debt consolidation just might be the solution to your debt puzzle!