If you are one of the millions of Americans who have become dependent on your credit cards and loans to make ends meet, this article is for you. Many of us have accumulated a mountain of debt and are now struggling to keep up with the high interest rates and seemingly never ending monthly payments. The number of Americans in this situation is rising even higher along with the economic crisis that has resulted in unemployment and lost investments. Luckily the US Government has stepped in to help bailout citizens with free government debt consolidation loans.There are several programs being offered by the Obama Administration to help consolidate and forgive the high interest debts of all walks of Americans. Whether you qualify for any of these programs can be determined by applying online or speaking with a trained debt consolidation agent. Both of these options should come at no cost to you, so beware of any illegitimate companies who require payment for their consulting. These free government debt consolidation programs have received additional funding in 2010, and are expected to expand even further in 2011. With so much funding and such a vast array of programs available, the odds are that you will qualify for at least one government relief program.One example of the many government services being offered is the Direct Loan Consolidation program, or DOE, which was created as a part of the American Recovery and Reinvestment Act of 2009. The DOE program works by consolidating your high interest loans into one low interest loan, which will only require one manageable monthly payment, making it much easier to start paying off the actual balance of your debts.