Finding the lowest student loan consolidation is something that is very important, and something that you should take very seriously. By doing some research and selecting the lowest student loan consolidation, not only will you save yourself a fair chunk of money, but you will also simplify your life by only having one place to actually send your payment to, instead of the multiple places you are probably paying currently.The problem with finding the lowest student loan consolidation is the “fine print”. While one might think that the only thing you need to look at is the advertised interest rate being offered by the student loan consolidation company, there are at times, hidden fees in the small print which could add up both significantly, and quickly if you aren’t carefulSo, how do you ensure that you get the best deal possible? The answer is much simpler than you might think.PAY ATTENTION! If you’ve signed more than one contract in your life, I’m sure you’ve heard the person on the other side of the table say something like “this is just standard stuff”, but trust me, nothing is standard in the world of contracts. So, it’s important that you actually take the time to read over each and every section of the contract to ensure that there isn’t anything that could come back and haunt you later on.Some of the most common things that can be in fine print when it comes to getting the lowest student loan consolidation are, variable interest rates and either yearly or monthly “membership” fees. The variable interest rate part should be easy enough for you to understand, but basically what it means is that the interest rate has the ability to change. So, when you sign your paper work for you consolidation, there is a chance that the interest could change, which would increase your monthly payment. The yearly and monthly fees are also something that you should pay close attention to. Often times they say these are necessary to file your paperwork, or as some sort of set up fee, but depending on how much they are, it can have a serious impact on the total amount of money you spend.While many people think getting the lowest student loan consolidation is an easy task, and all they have to concentrate on is the interest rate, as you can see, there are many things that you have to take into consideration. To make matters worse, in some cases, the companies that specialize in these kinds of loans are opportunists. Basically, they know exactly how badly students want and need to get all of their student loans consolidated into one loan, and they take advantage of the situation.Take your time, read the fine print, and act as an educated consumer. If you do these things, not only will you get the lowest student loan consolidation, but you will get one that actually helps you instead of stressing you out.