We’ve all had that sinking feeling that you just won’t have enough cash to last until your next payday. Sometimes your salary just doesn’t stretch as far as you need it to. Whether you have had to make an unexpected payment or you’ve simply overstretched your budget, you somehow need to make your cash last until you next get paid. If that is looking impossible, don’t panic – a short term pay day loan could be the answer. There are numerous providers that offer a short term solution to a cash crisis, bridging the gap between your next pay day and, best of all, many of them are available online, so it couldn’t be easier.Short term pay day loans provide a quick and easy solution when you are running short of money in between pay days. Most providers won’t ask you to reveal what you need the loan for and the money can be in your account by the next working day, or even within hours. It could be that you need some extra money to pay off bills, cover an unexpected event or even just to take a holiday – whatever the reason you need a short term pay day loan, it could be just the solution you need to see you through to your next pay day.Generally, as long as you can prove that your income is adequate to pay off the full amount of the loan (plus the interest), you have a bank account and you are over 18 years of age, short term pay day loan providers will accept you, even if you have a bad credit history. Most online application processes are the same – you will have to fill in a form online, submit it and wait for the provider to review it to ensure that you are eligible. If you are, they may phone you on the number you provided, complete the process with a few quick questions and deposit the required amount into your account within hours. An important point to note, is that under no circumstances will your employer be contacted, as short term pay day loans are completely confidential.The advent of online providers of short term pay day loans has made it easier than ever to borrow money but don’t forget that these loans are only short-term solutions and should not be viewed as a long-term solution to your borrowing needs. You need to be sure that you can pay back the money you have been loaned, plus the interest, come your next pay day. However, as long as you know your salary will cover it, short term pay day loans can be the answer to your immediate financial situation. It can all be done online, you do not need to discuss the reasons for your loan with your provider, and your credit rating will not be affected. Millions of people around the world have found that short term pay day loans have solved their temporary money problems so if you are in a tight spot, perhaps you should consider searching online for the right provider for you.