Many people consider education as an important key to the professional success of the person. This can be attributed to the fact that an education provides the necessary working knowledge and the practical skills needed in order to function in the real world. An education is also considered as an asset not only by prospective employees but also by employers as well, since it is a mark that a person is well equipped to meet the requirements of a job.Education, however, is not easy to get. One has to consider the demands and expenses that acquiring an education entails. Education does not come cheap. The price and costs of a college education can be steep. Unfortunately, not everyone who aspires to have an education can afford all these expenses. Neither can everyone acquire a scholarship, which is limited in number and is strictly and selectively given out. Thus, those who want to acquire a college education but cannot avoid it resort to borrowing money.Student loan is defined as the amount of money lent to a student that is subject to the condition that the principal amount of the loan plus its interest will be paid back at a later or future time. The problem in student loans is that there are times that it will bundle up and will continuously accrue to the point that it becomes unmanageable and difficult for the student to pay. These instances usually occur when the student who availed of various student loans mismanaged it or failed to foresee the possible financial crisis that he or she might face.In this case, a student must resort to a student loan consolidation. There are many companies offering a student loan consolidation; however, availing of the best student loan consolidation requires study and analysis of the terms and conditions of student loan consolidation offers. The two things that one has to consider are the interest and the terms of payment. A lesser interest and a longer term of payment are good qualities of a student loan consolidation and should be sought after by those aspiring to consolidate their student loans.